“Hvor meget viser penge burde jeg har i banken for at sikre min visumansøgning godkendelse?”
Hvis jeg tjente en dollar for hver gang jeg fik det spørgsmål, ville jeg være ret rig nu. Det er let, det oftest stillede bekymring på vores sociale kanaler. Vi sørger også for, at vi reagerer dette i FAQs sektionen af vores Visa-indlæg. Men vi får stadig en masse beskeder om det. Det er ikke udfordrende at forstå hvorfor. Ud af alle de filer, som ambassader typisk har brug for fra ansøgere, er dette sandsynligvis den mest vage såvel som den mest komplicerede.
Først og fremmest, intet såvel som ingen kan forsikre godkendelse af din visumansøgning. Du kan få en stor sum på din konto samt stadig afviste et visum. Uanset om din ansøgning vil blive godkendt eller afvist afhænger af en smorgasbord af faktorer. Ja, monetære kapacitet er en af dem, men det er bare en af dem. De øvrige krav skal være lige, hvis ikke mere, tilfredsstillende.
Men præcis hvor meget der er nok? I denne artikel forsøger jeg at reagere i detaljer denne brændende bekymring såvel som alle de andre forespørgsler, som vi typisk får om show penge. Jeg udarbejder hvad som helst vins, så godt jeg forstår om emnet, for at sikre, at vi måske kun har en side til at linke til, når vi bliver spurgt om det.
Bemærk dog, at jeg ikke arbejder for nogen form for konsulat eller ambassade. Alle disse er spekulationer baseret på mønstre såvel som ligheder, vi ser i vores applikationer, samtaler med rejsebureauer samt erfaringer fra vores familie, venner samt medlemmer af vores supportgruppe. Meget af vurderingsprocessen er ikke synlig for udenforstående. I slutningen af dagen er det en øvelse i at lave informerede gæt.
Så uden endnu mere Ado, lad os begynde!
Hvad er dækket af denne vejledning?
Hvad er show penge?
Hvad er rootedness?
Hvordan viser jeg, at jeg har tilstrækkelige penge til at rejse?
Hvilket er meget bedre at indsende?
Hvordan får man et bankcertifikat eller kontoudskrift?
Hvad inspicerer ambassader på min konto?
Hvor meget show penge burde jeg har i banken at få visum?
Jeg har ikke tilstrækkelige midler. Kan jeg låne penge samt overføre det til min konto?
Kan jeg bede nogen om at sponsorere min tur, når du ansøger om et visum?
Skal jeg stadig sende mine egne bankfiler, hvis jeg har en sponsor?
Min bankkonto er for nylig åbnet. Kan jeg udnytte det?
Kan jeg bruge en lønkonto i Visa ansøgning?
Kan jeg udnytte en fælles konto i Visa ansøgning?
Kan jeg indsende flere bankkonti, når jeg ansøger om visum?
Gør indvandringsofficerer i Filippinerne efter at vise penge ved afkørsel?
Jeg har ingen penge i banken. Hvad kan jeg gøre for at forhindre at blive aflastet?
Hvis jeg er sponsoreret af en anden, vil Immigration Policeman Request vise penge ved udgang?
Gør indvandringsofficerer i udlandet efter at vise penge ved ankomsten til deres land?
Relaterede visum samt indvandringssteder
Flere forslag til YouTube-⬇️⬇️⬇️relaterede indlæg:
Hvad er show penge?
Vis penge er det kolloquielle udtryk for de midler, du har få adgang til til, når du rejser. Det hedder “Vis penge”, da du vil krav om at vise noget bevis på dette beløb, ofte i typen af et bankcertifikat eller en kontoudskrift. Det hedder ikke showpenge, da det bare er “til show.” De penge, du præsenterer, burde være ægte såvel som burde være din.
Most embassies need visa applicants to submit proof of funds. On the surface, it seems like they do so to make sure that applicants can sufficiently support themselves economically during the trip (financial capacity). however it is really much deeper than that.
More than monetary capacity, they’re likewise concerned about rootedness. Let’s talk about rootedness very first since we will be circling back to it various times in this article.
What is rootedness?
Rootedness refers to exactly how strong your ties are in your house country. This is frequently supported by employment stability, ownership of properties, as well as personal connections. however monetary steadiness can likewise be a factor, as well as they can likewise look at your bank files to inspect for it.
Remember, numerous applicants try to protected a traveler visa just for show, however when they’re in their destination, they will stay longer as well as work there. We, Filipinos, are notorious for it. We even established a slang term for it: TNT, “tago nang tago,” referring to the act of continuously hiding from authorities or immigration authorities. In other words, you requirement to show that your life right here in the Philippines is great as well as stable, as well as that you have no reason to overstay abroad.
They have all the best to decline anybody whom they suspect may not contribute to their economic climate or break their laws. having great monetary standing is one of the methods you can reduce those doubts as well as show to them that you have a great life right here as well as that you have no reason to overstay or work in their country.
But there are situations wherein immigration Officers request it too, depending upon the country. I’ll talk much more about that below.
Hvordan viser jeg, at jeg har tilstrækkelige penge til at rejse?
It’s simple: get a bank certificate or bank statement or both.
A bank certificate is typically a one-page file that certifies that you have an account keeping that branch. Often, the most recent offered balance is indicated. however in some banks, you can request that some details be included.
A bank statement, in some cases called a statement of account, is a comprehensive record of the balance as well as the transactions on that account within a specified period of time. It includes the amounts deposited into, the amounts withdrawn from, as well as even the interests gained by that account, as well as the corresponding dates.
Hvilket er meget bedre at indsende?
Different embassies have different rules. For example, the Japanese embassy needs only the bank certificate. The Australian as well as Canadian Embassies need only the bank statement. The Chinese, Korean, as well as many Schengen embassies request BOTH certificate as well as statement.
The period that should be covered likewise varies. For Korean visa, you requirement to present the transactions within the past three months. For Canadian visa, four months is sufficient. For Chinese, Schengen as well as many other visas, six months is the standard.
Hvordan får man et bankcertifikat eller kontoudskrift?
Just head over to your bank as well as request for it.
The guidelines vary from bank to bank. For example, in my experience, BDO needs that you protected these files from the branch where you opened your account. You can’t get one from any type of other branch. I have tried numerous times however they always need me to personally appear at my branch. one of my accounts is in the province so I always have to travel there just to tick them off the demands list.
On the other hand, BPI enables their clients to get these files from any type of of their branch. It’s perfect for me since I have just transferred to a different address. My original BPI branch is already quite far from where I online currently however I don’t requirement to go there to request for it.
Service charges typically apply. try to get a copy of the official receipt as well since some embassies need that it be connected to the document.
Hvad inspicerer ambassader på min konto?
Embassies needing a bank statement inspect not just the most recent balance. They scrutinize the following:
Balance. exactly how much funds you have on your account.
Opening date. The date the account was opened. new accounts practically always raise suspicions.
Transactions. The amounts deposited into as well as the amounts withdrawn from that account. They likewise inspect exactly how routine the activities are.
Irregularities. They inspect for anomalies in the transactions. For example, if there is a one-time big-time deposit, which is typically suspicious as well as indicative of gaming the system.
Consistency with your other documents. They compare the record of transactions with your Certificate of employment or ITR (Income tax Returns). If they see that things don’t add up, it can be a reason for rejection. For example, if your income is only P15,000 per month however your bank account shows few deposits of P100,000 each, that can raise some red flags as well as be the cause of denial.
Hvor meget show penge burde jeg har i banken at få visum?
There is no one-ring-to-rule-them-all response to this since it varies depending upon numerous elements like: the country you are traveling to, the length of your trip, as well as the schedule that you will submit.
My personal guideline is P10,000 each day + airfare + expense of hotel. however that’s just me. I’ll discuss below.
Most embassies don’t truly disclose exactly how much money you ought to have on your bank account. One probable exception is the Chinese embassy which, according to some travel agencies, needs that your bank account have at least P100,000. (I state “probable” since I understand people who have lower balance however were still given a visa.)
That said, some embassies disclose exactly how much “pocket money” you ought to have each day when going to their country. For eksempel:
For France, their visa application site indicates EUR 120 per day, if accommodations have not been settled.
For other Schengen countries like Germany, Greece, as well as Italy, it varies however typically between EUR 40 as well as EUR 60. just presume it’s EUR 60, to be on the risk-free side.
For Turkey, it’s USD 50 per day.
I assumption the essential thing to keep in mind right here is that exactly how much you have ought to be proportional to exactly how long your stay is. For example, if you have only P100,000, don’t apply for a 59-day stay since that would certainly raise agreat deal of concerns concerning whether or not you can pay for the trip.
Add the overall to the expense of flights as well as the expense of accommodations, as well as you ought to have the minimum amount on your bank account. minimum because, of course, they have to be persuaded that you will NOT be burning ALL your life cost savings during the trip as well as that you ought to still be able to online conveniently after. Again, it’s likewise about rootedness.
It’s complicated, I know. That’s why I just comply with my personal rule: P10,000 each day + airfare + expense of hotel.
It works for me each time since it has lots of allowance.
Jeg har ikke tilstrækkelige midler. Kan jeg låne penge samt overføre det til min konto?
Some people do it, however this is something I DO NOT suggest OR ENCOURAGE.
Like I stated earlier, embassies analyze the details of your monetary documents. According to a buddy who utilized to be a visa officer, they are trained to area inconsistencies as well as anomalies, as well as it’s quite simple to do. If they see that some things don’t match or there are unusual transactions, eyebrows will raise.
Kan jeg bede nogen om at sponsorere min tur, når du ansøger om et visum?
Ja du kan. However, it does not always imply it will boost your possibilities of approval.
For Japan, this can work. When applying for a Japan visa with a sponsor, the applicant may select to not submit a bank certificate as well as offer proof of funds from the sponsor instead. The concern shifts to the sponsor.
However, for many other countries, having a sponsor does not exempt you from show money as well as might even hurt your application. For many visas like Korean, Canadian, as well as Schengen, even if you have a sponsor, you will still requirement to submit your own bank documents. You may have the implies to support your trip economically with somebody else, however they still requirement to see show money to verify your stability as well as rootedness.
Skal jeg stadig sende mine egne bankfiler, hvis jeg har en sponsor?
See previous section.
Min bankkonto er for nylig åbnet. Kan jeg udnytte det?
It’s going to be a extremely risky move. A recently opened bank account can raise some red flags since it appears like you only opened one to apply for a visa, which is a no-no.
If you plan on going to visa countries in the future, even if you’re not applying for a visa anytime soon, it’s finest to open a bank account as soon as you can. We discussed this in a separate post: long term PREPARATIONS FOR VISA APPLICATION!
Kan jeg bruge en lønkonto i Visa ansøgning?
Before anything else, let’s define what a payroll account is.
A payroll account can be either:
EMPLOYER’s payroll account, which refers to the account into which the employer deposits funds as well as from which the income or wages of the workers on the payroll will be drawn.
EMPLOYEE’S payroll account, which is the account where the worker receives their income or wages regularly.
If you’re an worker as well as you’re referring to the latter, it still depends upon what type of payroll account you have. however YES, I have tried utilizing it for visa application a few times back when I was a business slave as well as never had any type of problems with it. I believe it’s essential that your payroll account satisfies the following:
It is under your name, not your employer’s.
It has the qualities of a personal cost savings account, instead of a money card or prepaid account.
The bank can problem a bank certificate as well as bank statement for your account.
It has adequate balance to cover your trip.
It’s NOT a recently opened account.
If not your payroll account doesn’t have sufficient funds, you can submit it together with your other accounts to make a stronger case. I like submitting my payroll account since it shows where my money is coming from as well as is consistent with my COE as well as ITR.
If you’re an employer as well as you’re referring to the former, I have no concept if you can utilize this account. I have refrained from doing it (as an employer).
Kan jeg udnytte en fælles konto i Visa ansøgning?
JA. I do this many of the time.
In the past few years, I have been utilizing two joint accounts when I’m applying for a visa: one with my company partner (AND account) as well as the other with my mother (OR account).
I have utilized the OR account on its own before as well as had no issues. however I have never utilized my as well as account on its own. I utilize it together with other accounts, so I am not sure if an as well as account is acceptable as a stand alone proof of funds.
Kan jeg indsende flere bankkonti, når jeg ansøger om visum?
Ja du kan. I do it many of the the time. This paints a remove photo of my finances, so the embassy might quickly understand. I have at